Am I on God’s 12-step program to financial abundance or financial poverty?

I need to know God's principles concerning money so I can prosper and live in His financial blessing.

The Bible says these promote poverty. How many of these 12 things am I doing?

1. Receiving God’s Curse 
2. Concealing Sin 
3. Seeking Dishonest Gain 
4. Being a Lazy Sluggard 
5. Indulging in Mere Talk 
6. Being Stingy; Not Giving to the Poor 
7. Giving Something That Costs You Nothing 
8. Having No Storehouse 
9. Being Undisciplined 
10. Co-signing Loans for Others 
11. Chasing Fantasies 
12. Loving Money

The Bible says these promote financial blessing. How many of these 12 things am I doing?

1. Receiving God’s Blessing 
2. Seeking the Kingdom of God First 
3. Delighting in God’s Law 
4. Loving Wisdom and Understanding 
5. Obeying God’s Voice 
6. Tithing in Faith 
7. Giving Generously, Especially to the Poor 
8. Giving Something That Costs You Something 
9. Maintaining a Storehouse 
10. Exercising Diligence 
11. Confessing the Truth of God’s Word 
12. Exercising Faith and Patience

My summary

According to my above scores I can expect ________________ (poverty or blessing)?